Brisbane, Australia
Payments Infrastructure for Fintechs
Payments & Digital Wallet Solutions for Fintechs and Financial Institutions
Pacific Paytech gives banks, fintechs, and financial institutions the payment rails, digital wallet platform, and compliance tooling to launch and scale — fast.
Building the payments infrastructure behind next-generation Fintechs
Pacific Paytech Pty Ltd, based in Brisbane, Australia, designs and operates payments and digital wallet infrastructure for Fintechs and financial institutions. We handle the complex plumbing — issuing, processing, and compliance — so our partners can focus on their customers.
From licensed banks to emerging Fintech challengers, our platform supports digital wallets, card programs, and payment rails built for scale, security, and regulatory alignment.
Our principles
- Security & Privacy
- API-first platform
- Compliance-first
- Built for scale
- Open & interoperable
Mission
Empower Fintechs and financial institutions with modern payments infrastructure — so they can deliver better financial services, faster.
Payments & wallet solutions for Fintechs
A modular platform covering the essentials — designed for compliance, scale, and fast integration.
Digital Wallet Platform
White-label digital wallets your customers can trust, ready to launch in weeks, not years.
Payments Processing
Real-time payment processing and settlement rails built for scale and reliability.
Card Issuing
Issue virtual and physical cards with configurable controls and instant provisioning.
KYC & Compliance
Built-in KYC/AML tooling and regulatory reporting to keep partners audit-ready.
Developer APIs
Well-documented APIs and SDKs so your engineering team can integrate quickly.
Analytics & Reporting
Real-time dashboards and reporting across transactions, settlements, and risk.
Flexible engagement for Fintechs and financial institutions
From API access to a fully managed program — we tailor our platform to your stage and scale.
Platform Access
Integrate our payments and wallet APIs directly into your own product.
- Payments & wallet APIs
- Developer sandbox
- Documentation & SDKs
- Standard support
Managed Program
End-to-end program management — issuing, processing, compliance, and support.
Tailored to your volume and requirements — talk to us for a proposal.
Includes
- Digital wallet & card issuing
- Dashboard & analytics
- Compliance & KYC/AML tooling
- Dedicated integration support
How we partner with you
From first conversation to launch, we work alongside your team every step of the way.
Discovery
We learn about your business, customers, and compliance requirements.
Integration
Your team integrates our APIs and SDKs, with hands-on support from ours.
Compliance & Testing
We work through KYC/AML setup, security review, and UAT together.
Go Live
Launch to your customers, backed by ongoing support and monitoring.
Built for Fintechs and financial institutions
Whether you're a licensed bank, an emerging Fintech, or a financial institution modernising your payments stack, our platform adapts to your needs.
Fintech Startups
Launch a digital wallet or payments product fast, without building infrastructure from scratch.
Banks & Credit Unions
Modernise legacy payments systems with API-first infrastructure.
Financial Institutions
Add compliant digital wallet and payments capabilities to your existing services.
Let's build your payments platform
Tell us about your business and our team will get back to you shortly.